If you find yourself frequently trading up to more expensive versions of things you already have, it may be a sign of lifestyle creep.
Dining at restaurants or ordering takeout has become a regular occurrence, even for everyday meals.
If you used to save a significant portion of your income, but now find it difficult to do so, lifestyle creep may be at play.
Your vacation destinations and accommodations have become progressively more luxurious and costly.
Whether it's a luxury car or the latest gadgets, opting for financing instead of saving up is a sign of lifestyle creep.
You're regularly buying designer clothing or high-end fashion items, even if it wasn't a priority in the past.
Upgrading to a larger house, loftier apartment, or moving to a pricier neighborhood is a common sign of lifestyle creep.
You've added a multitude of subscription services for entertainment, streaming, fitness, etc., that you didn't have before.
Your social life now revolves around high-end restaurants, clubs, and events.
If you're using credit cards more often to fund your lifestyle, it may be a sign that you're living beyond your means.